As of June 27, the number of cancellations of payment licenses has increased to 51, with only 220 remaining in stock
The results of the renewal of the payment license are released.On June 26, the People's Bank of China announced the information on the renewal of the "Payment Business License" of non-bank payment institutions, and the renewal results of the fourth batch of 79 payment licenses were announced.Judging from the renewal results, 52 payment institutions successfully completed the renewal, and another 27 payment licenses were out of "status", and the payment institutions "reduced staff" again.
According to the official website of the central bank, as of June 27, the number of cancellations of payment licenses has increased to 51, with only 220 remaining in stock.
Liu Gang, founder of China Payment Network, analyzed the "Securities Daily" reporter, "This year's license renewal has seen a number of institutions voluntarily withdraw, fail to submit renewal applications, and suspend renewal, which is beyond the industry's expectations. "
Taken together, 52 payment institutions have completed the renewal this time.These include Nanjing Suning Yifubao Network Technology Co., Ltd., Beijing Didi Payment Technology Co., Ltd., NetEasebao Co., Ltd., Zhejiang Vipshop Payment Service Co., Ltd. and many other well-known institutions.The reporter noted that after this successful renewal, the payment license will be valid from June 27, 2022 to June 26, 2027.
Another 27 payment licenses were out of "status", of which, 8 payment institutions were suspended from the central bank's renewal application review, 1 institution's renewal application was not accepted, 10 institutions did not submit validity renewal applications, 8 institutions Actively exit.
The reporter combed the license information and found that the above-mentioned payment institutions that voluntarily withdraw or did not submit applications are mostly prepaid card business institutions.
In this regard, Wang Pengbo, a senior analyst in the financial industry of Broadcom Consulting, said that from the perspective of the industry, the rise of mobile payment has changed the overall business logic of the industry, and the survival of the fittest in prepaid card payment institutions is accelerating.
In addition, 8 payment institutions were suspended by the central bank from reviewing their applications for renewal of their "Payment Business Licenses".
According to the information of the central bank, due to the circumstances stipulated in Article 24 of the "Administrative Licensing Implementation Measures of the People's Bank of China", the central bank decided to suspend the "Payment Business License" of 8 institutions including Huichao Payment Co., Ltd. and Shanghai Hanyin Information Technology Co., Ltd. » Review of renewal applications.The business types of the above-mentioned eight payment institutions include bank card acquiring, Internet payment, and mobile phone payment.
Due to the circumstances stipulated in Article 17 of the "Administrative Licensing Implementation Measures of the People's Bank of China", the central bank has decided not to accept the application for renewal of the "Payment Business License" of Huitongbao Payment Co., Ltd., and will not renew its "Payment Business License". Validity period.
According to Article 17 of the "Administrative Licensing Implementation Measures of the People's Bank of China", the People's Bank of China and its branches may not accept an application for an administrative license submitted by an applicant under any of the following circumstances.Including, the application matters do not fall within the purview of the People's Bank of China; the supplementary materials provided by the applicant are incomplete and do not conform to the statutory form; there are still other circumstances that do not meet the acceptance conditions after the applicant has supplemented and corrected.
Wang Pengbo explained that "the application for the renewal of the "Payment Business License" of Huitongbao Payment Co., Ltd. will not be accepted, which reflects the central bank's strict review attitude."
"Currently, the payment market is running very smoothly. For a long time, the central bank insists on strengthening supervision and regulating development, and continues to promote the supply-side structural reform of the payment market. It is expected that the central bank will continue to promote the healthy development of the payment market in the next step." Wang Pengbo said.
