Qilu Net·Lightning News, June 23rd, in order to effectively safeguard the legitimate rights and interests of the elderly, protect the safety of elderly consumption, and jointly promote fair consumption, the Shandong Consumers Association and the Shandong Senior Industry Association jointly remind the elderly consumers to keep in mind the "five To", scientific and rational consumption, enhance the awareness of risk prevention and self-protection, and prevent all kinds of old-age consumption traps.
Provide personal information with care
The majority of elderly consumers are requested not to disclose personal information such as home address and economic income at will when consuming, so as not to give criminals an opportunity; do not download unknown software, blindly click on advertisements such as unfamiliar information, emails and unknown links; do not browse Virus websites, do not disclose personal information at will, and do not easily enter key information such as bank card passwords and ID numbers.When you are asked to download an app from an unknown source, please refuse directly, and do not easily give your phone to others to operate.In terms of preventing and vigilant against telecommunication frauds, if the other party asks you to send money, transfer money, advance funds, provide bank card numbers, reply to verification codes, etc. after you answer the phone, don’t be gullible, let alone remit money easily.When posing as a government, bank or other staff member to open an account, transfer or remit, etc., you must promptly check with the relevant units and personnel.If you are asked to fill in personal information online, you should carefully read the contract, browse the user agreement, privacy protection agreement, etc., fill in personal information carefully, pay attention to identifying false information, properly protect private information, and carefully read and save the transaction rules.
Rational choice of financial channels
Elderly consumers, please keep in mind that "there is no free lunch in the world".When you encounter various promotions, you must make a rational judgment, especially do not participate in service activities for the elderly of unknown origin, and do not blindly believe in hidden consumption items such as free visits, free tours, and free trials provided by some companies.If you want to carry out investment and wealth management, please choose a regular bank and channel, choose investment and wealth management products based on your own reality and consider multiple factors, and do not blindly believe in the so-called high return on investment publicity.Please keep in mind: there is no pie in the sky, high returns mean high risks and even the possibility of fraud.
Correct health care consumption concept
It is necessary to remind the elderly consumers that health food is a special food, and there are restrictions on suitable and unsuitable groups. They should choose suitable products according to their physical conditions, and do not eat them blindly; health food is not a medicine, and cannot replace medicine for treatment. Consumers suffering from diseases should not avoid illness and use food as a substitute for medical treatment; when purchasing health food, they should go to a sales place with complete licenses, and look for the health food logo (blue cap) and health food on the outer packaging of the product. Approval Number.Don't be greedy for small favors, believe in false propaganda such as so-called special medicines, magic medicines, high-tech, free medical treatment, etc., be alert to the harm of fake and shoddy goods, and must not go to the doctor when you are sick, let alone trust unknown online doctors.
Choose your retirement home wisely
In particular, it is necessary to remind the elderly consumers that when choosing a pension institution, please be extra vigilant against some unscrupulous businesses or individuals who collect deposits in the name of various pension services such as pension services, pension projects, pension products, and pension insurance. , fundraising.Don’t pay high pension service fees at will, and reject all the temptations of high interest. Once the words such as receiving money or prepayment of security deposit are mentioned, you must be vigilant, communicate with your family more, and consult relevant departments to prevent falling into the trap of illegal fundraising. .It is suggested that elderly consumers should go through formal channels when choosing an elderly care institution, pay attention to checking the relevant qualifications of the elderly care institution, and check the facility conditions and real service level on the spot.When an abnormal situation is found in the elderly care institution, it is necessary to consult, complain or report to the relevant departments in a timely manner, and protect its legitimate rights and interests in accordance with the law.
Actively and rationally defending rights in accordance with the law
Elderly consumers should take the initiative to obtain shopping receipts, shopping invoices and other shopping vouchers from merchants no matter what channels they consume; when shopping online, they should pay attention to keeping shopping traces, and properly keep payment vouchers, contracts or agreements, leaflets, etc.If you encounter a consumer dispute, please actively negotiate with the merchant rationally. If the negotiation fails, you can call 12345 to file a complaint, or you can report to the local consumer association organization to effectively protect your legitimate rights and interests.These are the rights of our elderly consumers.
