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The total indemnity of the 2021 version of "Huhuibao" reached 673 million yuan, and the loss ratio was nearly 80%

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2022-07-01 15:08:57

Shanghai Securities News, China Securities News, Shanghai Securities News learned today that as of June 15, the total indemnity of the 2021 version of "Huhuibao" reached 673 million yuan. The concept of benefiting and benefiting the people.

As the most popular product in urban customized commercial medical insurance (referred to as "Huimin Insurance"), in 2021, the number of insured persons of "Huimin Insurance" will be 7.39 million, which has refreshed the number of insured persons in the first year of a single item of "Huimin Insurance" the most.

It is understood that the 2021 "Shanghai Huibao" guarantee period will expire on June 30, and the 2022 "Shanghai Huibao" is in the insurance phase. The insurance period ends on July 31, 2022, and the guarantee period is July 2022. From 1 to June 30, 2023, health insurance coverage will continue to be provided to the general public.

In 2022, "Shanghai Huibao" continued the enthusiasm for participating in insurance last year. During the insurance reservation stage, the number of people participating in the insurance exceeded 3.7 million, setting a new record for "Huiminbao" renewal reservations.As of June 28, the number of people participating in the "Shanghai Huibao" in 2022 has exceeded 5 million.

In order to better serve the citizens of Shanghai, in 2022, "Huhuibao" will continue to adhere to the principle of "low threshold, high security, and wide coverage", and will provide inpatient medical treatment, domestic specific high-value drugs and proton heavy ion medical treatment outside the scope of medical insurance in 2021. On the basis of the big guarantee, "two increases and one expansion" have been realized.

One "increase" frontier medical treatment.New CAR-T therapeutic drugs have been added to improve the availability of innovative drugs, so that insured persons can enjoy cutting-edge advanced medical technology with zero deductible and a maximum compensation of 500,000 yuan.

Second, "increase" overseas special drugs.15 new types of overseas special drug protection are added, which can reimburse patients for the clinically urgently needed imported drugs that are listed in foreign countries but not domestically marketed and must be used in the designated medical institutions in the Hainan Boao Lecheng International Medical Tourism Pilot Zone, with zero deductible. The maximum compensation amount is 300,000 yuan.

1. "Expand" domestic special drugs.On the basis of the original 21 kinds of special drugs in China, 7 kinds of special drugs that have been included in the medical insurance list have been added and replaced, and the drugs have been expanded to 25 kinds, and the indications have been expanded from the original 17 kinds to 23 kinds, further satisfying the high-value drugs urgently needed by the masses. Assure.

In terms of the insured population, in 2022, "Shanghai Huibao" will include the "new citizens" group. In addition to all the insured persons participating in Shanghai's basic medical insurance and those participating in the Shanghai Citizens Community Medical Mutual Assistance and Assistance Program, some in Shanghai Migrant workers who work in large enterprises (such as logistics and distribution, express delivery, etc.) and participate in local basic medical insurance can also participate in the insurance.(He Kui intern Chen Jiayi)

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