China Economic Net, Beijing, July 1. The website of the China Banking and Insurance Regulatory Commission announced yesterday the Jilin Banking and Insurance Regulatory Bureau's Administrative Penalty Information Disclosure Form (Jiyinbaojian Pujue Zi [2022] No. 16-20), which exists in the Jilin Branch of China Export-Import Bank of China. According to Article 39 of the "Interim Measures for the Management of Working Capital Loans" and Article 46 of the "Banking Supervision and Administration Law of the People's Republic of China", Jilin Banking and Insurance Regulatory Bureau It was fined 1.6 million yuan.
Qu Shuaicheng was directly responsible for the post-loan management of the Export-Import Bank of China Jilin Branch and was directly responsible for the misappropriation of credit funds. Article 48 of the Industry Supervision and Administration Law gave him a warning and a fine of 50,000 yuan.
Cui Beiyi was directly responsible for the post-loan management of the Export-Import Bank of China Jilin Branch and was directly responsible for the misappropriation of credit funds. Article 48 of the Administration Law gave him a warning and a fine of 50,000 yuan.
Liu Guoqing was directly responsible for the post-loan management of the Export-Import Bank of China Jilin Branch and was directly responsible for the misappropriation of credit funds. Article 48 of the Administration Law gave him a warning and a fine of 50,000 yuan.
Lai Wen was directly responsible for the post-loan management of the Export-Import Bank of China Jilin Branch and was directly responsible for the misappropriation of credit funds. Article 48 of the Supervision and Administration Law gave him a warning and a fine of 50,000 yuan.
Article 39 of the "Interim Measures for the Administration of Working Capital Loans":
If the lender has any of the following circumstances, the China Banking Regulatory Commission, in addition to taking regulatory measures in accordance with Article 38 of these Measures, may also follow the "People's Republic of China" Articles 46 and 48 of the Banking Supervision and Administration Law impose penalties on them:
(1) granting loans with lower credit conditions or exceeding the borrower's actual capital needs;
(2) Failure to sign a loan contract in accordance with the provisions of these Measures;
(3) colluding with borrowers to grant loans in violation of regulations;
(4) Allowing borrowers to use working capital loans for fixed asset investment, equity investment, and fields and purposes prohibited by the state for production and operation;
(5) Approving loans beyond or in a disguised manner beyond the authority;
(6) Failure to manage and control the payment of loan funds in accordance with the provisions of these Measures;
(7) Other circumstances that seriously violate the prudent management rules stipulated in these Measures.
Article 46 of the "Banking Supervision and Administration Law of the People's Republic of China":
If a banking financial institution has any of the following circumstances, the banking supervision and administration institution of the State Council shall order it to make corrections and impose a fine of not less than 200,000 yuan but not more than 500,000 yuan; If the circumstances are particularly serious or corrections are not made within the time limit, they may be ordered to suspend business for rectification or their business licenses may be revoked; if a crime is constituted, criminal responsibility shall be investigated according to law:
(1) Appointing directors and senior management personnel without qualification examination;
(2) refusing or hindering off-site supervision or on-site inspection;
(3) Providing false statements, reports and other documents and materials that conceal important facts;
(4) failing to disclose information in accordance with regulations;
(5) Serious violation of the prudent management rules;
(6) Refusing to implement the measures prescribed in Article 37 of this Law.
Article 48 of the "Banking Supervision and Administration Law of the People's Republic of China":
Where a banking financial institution violates laws, administrative regulations and relevant provisions of the state on banking supervision and administration, the banking supervision and administration institution shall, in addition to complying with Article 44 to In addition to the penalties stipulated in Article 47, the following measures may be taken according to different circumstances:
(1) Order the banking financial institution to impose disciplinary sanctions on the directly responsible directors, senior managers and other directly responsible personnel;
(2) If the conduct of a banking financial institution does not constitute a crime, the directly responsible directors, senior managers and other directly responsible personnel shall be given a warning, and a fine of not less than 50,000 yuan but not more than 500,000 yuan shall be imposed;
(3) Cancellation of the directly responsible directors and senior management personnel for a certain period of time up to their lifetime qualifications, prohibiting directly responsible directors, senior management personnel and other directly responsible personnel from engaging in banking work for a certain period of time until their entire life.
