ChinaNews Service, Hangzhou, June 15 (Zhang Yuhuan) On the 15th, the Hangzhou Housing Provident Fund Management Center announced that the department recently issued the "Notice on Increasing the Loan Amount of Housing Provident Fund for Homeless Workers' Families" (hereinafter referred to as the "Notice"), clearly If a worker's family applies for a housing provident fund loan when purchasing an ordinary self-occupied house for the first time, the maximum family loan limit will be increased by 20%.Among them, the maximum amount of housing provident fund paid by husband and wife in Hangzhou urban area has been increased from 1 million yuan to 1.2 million yuan.
The specific amount of the 20% increase in the maximum family loan limit standard is: if a single employee pays the housing provident fund, it is 600,000 yuan in Hangzhou City, Tonglu County, and Jiande City, and 480,000 yuan in Chun'an County; For provident funds, the urban area of Hangzhou is 1.2 million yuan, Tonglu County is 960,000 yuan, and Chun'an County and Jiande City are 840,000 yuan.This loan quota increase policy and other housing provident fund loan quota preferential policies for high-level talents are not used in superimposition.The "Notice" proposes that if an employee's family has no house under the name and no housing loan record, and applies for a housing provident fund loan when purchasing an ordinary self-occupied house for the first time, the maximum family loan limit will be increased by 20%.Among them, the employee's family includes the main borrower, spouse and minor children; the criteria for identifying no house under the name and first-time purchase are that there is no record of housing holding under the name, and there is no record of housing transfer, and the real estate management is based on the place where the provident fund is paid and the place where the house is purchased. The housing inspection records issued by the department shall prevail.
It is reported that the notice will be implemented from June 10, 2022. The new commercial housing is subject to the time when the commercial housing sales contract is signed online, and the second-hand housing is subject to the time when the online housing transfer contract is signed.If the contract signing has been completed before June 10, the original loan quota policy will be implemented.(Finish)
【Editor: Zhang Ni】
